India, October 10, 2025: Equitas Small Finance Bank (ESFB) has announced the launch of its Digital Personal Loan — a fully paperless and seamless lending solution tailored for salaried professionals. As the festive season sparks increased demand for credit, the bank aims to empower customers with instant, transparent, and convenient access to personal loans at competitive interest rates starting from 10.49% p.a., along with a nominal 1% processing fee.
A Seamless, Real-Time Digital Experience
The Digital Personal Loan ensures a 100% online process, enabling customers to apply from anywhere and receive real-time in-principle approval based on their credit profile. Designed for speed and simplicity, the offering delivers an efficient borrowing experience without the need for physical documentation or branch visits.
Key Highlights of Equitas Digital Personal Loan
-
💻 100% online application with real-time in-principle approval
-
👩💼 Exclusive for salaried professionals with a net take-home pay of ₹40,000 and above
-
📊 Minimum credit score: 730 and above
-
💰 Loan amount: Starting from ₹2 lakhs, with flexible tenures up to 5 years
-
📉 Attractive interest rates: Starting from 10.49% p.a.
Empowering Borrowers this Festive Season
“This festive season, we aim to enhance the purchasing power of salaried professionals by providing accessible, reliable and hassle-free credit through our fully digital personal loan,”
said Jagadesh J, Head of Assets, Equitas Small Finance Bank.“Reinforcing our customer-first approach, we urge borrowers to obtain loans only from RBI-regulated institutions to protect themselves from unauthorized or unregulated lending platforms. This loan is ideal for festive shopping, Diwali expenses, travel, education, and home renovations.”
Easy Application Process
Customers can conveniently apply by visiting www.equitasbank.com.
To check eligibility, applicants simply need:
-
Aadhaar card
-
PAN card
-
Latest bank statement
About Equitas Small Finance Bank Limited (ESFB)
Equitas Small Finance Bank is among India’s largest Small Finance Banks, offering a wide range of financial solutions to individuals, SMEs, corporates, and underserved communities. Guided by its mission of providing “Beyond Banking” experiences, ESFB champions financial inclusion, supports micro and small entrepreneurs, and caters to the aspirations of both mass and mass-affluent segments through innovative, customer-centric products.
